Scoring and segmentation to accelerate low-risk credit placement

Banking

Business

Medium
~ 60 employees

Type of solution

Credit scoring model and report system

+ 600

loans issued in 3 months with very low portfolio deterioration

Challenge

A financial institution needed to accelerate loan disbursement without increasing risk. Processes were manual and had limited capacity to segment and prioritize clients.

Solution

A solution was developed on AWS that integrates data, scoring and segmentation models, and is deployed as a web application. The models were directly incorporated into the decision-making processes.

Technologies used

Machine Learning · Python · AWS architecture · Power BI

Impact

Faster credit decisions and better customer segmentation. Increased loan origination while maintaining risk control and operational use of analytical models.

Related services

The capabilities that made this project possible.

Advanced Analytics

Business Intelligence